MOG charges $10 a month for the ability to choose and play back tracks on mobile devices from a catalog of more than 15 million songs. Adfree listening is available on computers for $5 a month. If you don't mind the occasional ad, you can use MOG to pick and listen to songs on computers for free..If athletes let financial consultants control the information exchange in meetings, they will get burned because financial consultants are experts in making sales to clients. They can pick the proper strategy to use for each unique situation, pandering to the race card, fear of losing money and ending up broke, or greed. Some professional athletes decline advisors for ridiculous reasons like the car driven by the advisor was not the right kind of car or the suit worn by the advisor was not the right brand.

5. Miami Heat: The Heat have tons of money and no small forwards under contract (unless you consider Michael Beasley one), so if they don't get Lebron, you could see them lookin