Buy a bunch of v neck sweaters in colors that appeal to you, when you find a style you like, stock up. Everywhere from Target to J Crew should have a range. They can be made of cotton, wool, or cashmere depending on how warm you need them to be and what your tolerance for laundry hassle is..

I have a personal heater and I use it as well as having the heat around a high eighty. At night I can not get warm. I must have fifteen or so blankets/comforters covering me and I can't get warm. A cab was trying to make a left turn to go up 7th ave north toward Curch street, he could barely wait to squeeze through this group of students crossing. I yelled at him that if he hit anyone, I would surely see him go to jail and lawsuits filed against the driver and the company!! These people from WHERE EVER, don't care about anything except the DEAD PRESIDENTS, that is the $$$. To any driver that should hit ME while I'm in the crosswalk and have the light, I say, "GO AHEAD, MAKE ME RICH!!!"